I want to know the Do's and Don'ts of the Talking Pals. What's okay and what's not?
That's a great question.
Take a look at the Terms of Use - if not, here's a quick summary of the more important bits of the TOU:
Use them like you would any other UTAUloid.
For commercial use: Alright if you are a well-known vsynth producer, small business, or someone who makes high quality figurines and plush as long as we're notified. No soulless corporations, please.
No redistribution (unless they're discontinued - put them on archive.org if they do)
Do not use the ZTP voices for your own VB.
No politics or hate. (for the former: ALL kinds of politics, except fictional, are forbidden. The latter is just as forbidden.)
No fetish art (and NSFW of Marula, Stan, Pam, Sunny, Kira, or Tara)
No unofficial voice clones - there are official ones of Bebo and Nebula respectively and are exclusively used for shitposting.
There is a blacklist of songs, most of them are ones that make Sunny uncomfortable- alongside a list of blacklisted users.